Saturday, November 12, 2011

Oh yeah, credit score has gone to pot again

Crappola.  I had forgotten about Sallie Mae. I'd deferred them.  And they tried to hit my USAA account up in May after I'd gone to Yellowstone.  But damn Wells Fargo wouldn't let me wire transfer my money.  I'd ASKED the girl before I LEFT and TOLD her where I'd be and she told me we could work it all out over the phone so I believed her and when I called she was like, "oops, you gotta be here in person to sign the paperwork."  Thanks a lot!!  So, I had over a thousand dollars in my Wells Fargo, but here's Sallie Mae hitting USAA up for money and I don't have enough so I get overdrafted.  Then Sallie KEEPS hitting it up, like once wasn't enough. Oh NO let's do it EIGHT FREAKIN TIMES to keep overdrafting my sorry ass.  So I'm pissed. 

I had even borrowed a car and DROVE to a Wells Fargo in Montana and guess what? I get there and they are like, "Oh, we stop doing wire transfers at 2PM New York time.  WTF!?!?!?!??!??!? WHAAAT?!?!?"  Like USAA had my account hooked up to them in less than a day but it's a month later and I STILL can't get Wells Fargo to hook up USAA.  So I try calling Sallie Mae and my phone loses signal (it's freaking yellowstone).   I finally get my first paycheck and it gets eaten a lot by overdraft fees, but Sallie has stopped trying to pull from me.  Thank God.  And I'm outta the red, too. 

I close my Wells Fargo account and use what was in it and send a money order to USAA.   I cannot believe I lost about $300 because the stupid first girl was trying to "SAVE" me $20!! I would have RATHER paid 20 bucks, avoided the headache and had money for freakin' Sallie Mae. Because then I forget about Sallie Mae until yesterday and am like, "Shit."  I look up the account and I'm 200 days delinquent.  BLAH.  But at least it's less than $500 and once I pay that off I can really start working on the credit score. My goodness gracious, you know?  Can't wait to get that off my shoulders.  Anyway, more on Yellowstone and my summer later!!

No comments:

Post a Comment